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TERMS OF USE

The following are Percipient Financial Inc. ("Percipient")'s terms of use ("Terms of Use") for this website (the "Site"). If you access and use this Site, you accept and agree to be bound by and comply with these Terms of Use, and you consent to the collection, use and disclosure of information as described in Percipient's Privacy Policy .

Percipient reserves the right to change these Terms of Use from time to time at its sole discretion by posting such revised Terms of Use on this Site. By using this Site after such a modification has been posted, you agree to follow and be bound by the modified Terms of Use.

If you do not agree to these Terms of Use and the terms and conditions of Percipient's Privacy Policy, you must leave this Site immediately and do not access or use this Site.

Use and Restrictions

You may use this Site only in accordance with all applicable laws and in accordance with these Terms of Use. You agree not to modify the content on this Site, including, without limitation, all text, images, multimedia, or other materials on this Site (collectively, the "Content") without the prior written consent of Percipient. You agree not to distribute, transmit, or sell any Content without the prior written consent of Percipient. You agree that you will not attempt, through any means whatsoever, to gain unauthorized access to this Site or to use any device, software, or routine that interferes with or attempts to interfere with the proper working order of this Site. You may upload certain data to this Site in accordance with a written request from Percipient.

Disclaimer of Warranties

This Site and all Content is provided on an "as is" and "as available" basis without any warranties of any kind. Percipient does not make any express or implied warranties, representations, endorsements or conditions with respect to this Site or the Content. Percipient does not warrant that this Site will be available and that access will be uninterrupted. PERCIPIENT DISCLAIMS ALL WARRANTIES, REPRESENTATIONS, CONDITIONS OR GUARANTEES, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF DURABILITY, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH REGARD TO THIS SITE, THE CONTENT AND ANY SERVICES.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PERCIPIENT, ITS DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS BE LIABLE FOR ANY LOSSES OR DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO, (i) ANY DIRECT DAMAGES, OR (ii) ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION, OR ANY OTHER PECUNIARY LOSS) ARISING OUT OF THE USE OF THIS SITE, ANY CONTENT, OR ANY THIRD PARTY LINKS, UNDER ANY CIRCUMSTANCES, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, EVEN IF PERCIPIENT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Copyright and Trade-marks

Certain names, words, titles, phrases, logos, icons, graphics or designs or other Content on this Site are trade names or trade-marks owned by Percipient or that Percipient is authorized to use, copyright material owned by Percipient or that Percipient is authorized to use, or other intellectual property of Percipient or that Percipient is authorized to use (collectively, the "Protected Property"). The display of Protected Property within this Site does not convey any license or other rights in the Protected Property. You may not display, reproduce or alter in any way any of the Protected Property without the prior written permission of Percipient. Any unauthorized use of the Protected Property is strictly forbidden.

Links to and from Third Party Websites

This Site may contain links to or from third party websites ("Third Party Sites") which are not under Percipient's control. Links to or from Third Party Sites are provided for convenience only. Percipient does not review, endorse, approve or control the content, terms or security of any Third Party Sites linked to or from this Site.

Percipient generally welcomes links to the main, top-level page of this Site (the "Home Page"). If you would like to link to this Site's Home Page, you may do so provided that you agree to and comply with the following conditions (the "Linking Conditions"):

By establishing a link to this Site from any Third Party Site, you agree to these Linking Conditions:

  1. You may only establish a link to the Home Page. You may not establish a link to any other page on this Site without the prior written consent of Percipient.

  2. You may not alter the Content or the visual presentation of this Site in any way.

  3. You may not use inline links on any page of a Third Party Site relating to images or Content displayed on this Site.

  4. You may not present false or misleading impressions about Percipient or Percipient's services.

  5. You may not imply that Percipient endorses, or is affiliated with, you, your company, or your product or services without the prior written consent of Percipient.

  6. You may not impersonate any person or entity including, but not limited to, Percipient or a director, officer, employee or agent of Percipient, or otherwise in any way misrepresent your relationship with Percipient.

  7. You may not use any of the Protected Property without the prior written consent of Percipient.

  8. Your Third Party Site may not contain any material that may be interpreted as offensive or distasteful or could cause damage to Percipient's reputation.

  9. Percipient will have no liability for any content on any Third Party Site from which you establish a link to this Site.

  10. No relationship, agency or partnership between you and Percipient will be created due to your link to this Site.

  11. Percipient may from time to time and in its sole discretion immediately terminate your privilege to link to this Site and upon receiving notice from Percipient you will immediately remove all links to this Site.

  12. These Linking Conditions form part of the Terms of Use and Percipient may amend them at any time without notice to you. By maintaining a link from your Third Party Site to this Site, you are bound by these Linking Provisions and the Terms of Use and any modifications and revisions thereof. You should continue to revisit this page to review the Terms of Use and these Linking Provisions as you will be bound by any modifications and revisions that may arise.

Miscellaneous

Percipient reserves the right to revoke a user's privileges if the user does not comply with these Terms of Use. These Terms of Use are governed by the laws of the Province of British Columbia and the laws of Canada applicable therein, excluding any conflict of laws or rules that would apply another body of law. These Terms of Use constitute the entire agreement between you and Percipient with respect to its subject matter and supersede any prior written or oral agreements or representations. If any provision of these Terms of Use is found to be void, invalid, illegal or unenforceable by a court of competent jurisdiction, such finding will not affect any other provision of these Terms of Use which will continue to be in full force and effect.